Cards & Payment Systems Expert at Bank Of Kigali

Position: Cards & Payment Systems Expert

Division:Information Technology

Business UnitCore Applications

Reporting lineHead, Core Applications

Type of ContractTemporary

Purpose of the job

We are seeking a highly motivated and experienced Card & Payments Systems Expert to join our team and play a pivotal role in our revival and modernization of issuing and acquiring infrastructure. This project will transition our reliance on a third-party card system to an internal, company-managed system. The successful candidate will possess in-depth knowledge of card systems, security protocols, migration processes, experience with various card schemes (e.g., Visa, MasterCard, Amex), and business acumen within the card industry. They will be responsible for leading the technical aspects of the project, ensuring a smooth and secure transition, while also understanding the business implications of the migration.

Key Accountabilities not limited to

• Technical Implementation:
  • Lead the technical implementation of the in-house card hosting & processing project.
• System Design and Development:
  • Design, develop, and maintain systems and applications for card issuance and acquiring.
• System Analysis and Configuration:
  • Analyze and configure the new card system to meet business requirements, considering various card schemes and business objectives.
• Scalability and Security:
  • Ensure systems are scalable, secure, and efficient.
• Transaction Processing Optimization:
  • Optimize transaction processing systems for fast, secure, and reliable payment processing.
• Data Migration:
  • Oversee data migration from third-party to internal systems, ensuring compatibility and data integrity.
• Transaction Monitoring and Troubleshooting:
  • Monitor transaction flow and troubleshoot issues to minimize downtime.
• Security Measures Implementation:
  • Implement robust security measures to protect cardholder data and prevent fraud.

• Regulatory Compliance:
  • Ensure compliance with PCI DSS and other regulatory requirements.
• System Integration:
  • Ensure seamless integration between card issuing/acquiring systems and other banking systems.
  • Facilitate interoperability with third-party service providers, networks, and payment processors.
• Performance Monitoring and Improvement:
  • Monitor system performance and implement improvements to enhance efficiency and reliability.
  • Conduct regular system audits and performance evaluations.
• Technical Support:
  • Provide technical support to internal teams and external partners for card-related issues.
  • Troubleshoot and resolve system errors and transaction issues promptly.
• Industry Knowledge and Innovation:
  • Stay updated with emerging technologies and trends in the payments industry.
• Cross-functional Collaboration:
  • Collaborate with cross-functional teams, including IT, operations, compliance, and customer service, for smooth card operations.
• Vendor and Partner Coordination:
  • Coordinate with vendors, partners, and payment networks for system updates and new implementations.
• Documentation and Reporting:
  • Maintain detailed documentation of system architecture, processes, and procedures.
  • Generate reports on system performance and other key metrics for management review.
  • Document system configurations and procedures for future reference.
• Comprehensive Testing and Transition Planning:
  • Develop and implement a comprehensive testing plan for system functionality and security.
  • Collaborate with internal stakeholders to facilitate a smooth transition and address specific concerns.
  • Identify and troubleshoot technical issues during the migration process.

Experience:

• Minimum 5 years of experience in card systems, including experience with migrations, a strong understanding of various card schemes (e.g., Visa, Mastercard, Amex), and demonstrable business experience within the card industry.
• Proven experience in system configuration, testing, and data migration, considering the nuances of different card schemes and the business context of the project.

Qualifications:

• Bachelor's degree in Computer Science, Information Technology, or a related field (or equivalent experience).

Knowledge:

• Strong understanding of security protocols for payment card systems (PCI DSS compliance a plus).
• Excellent analytical and problem-solving skills.
• Effective communication and collaboration skills.
• Ability to work independently and manage multiple priorities in a fast-paced environment.

Expression of Interest

• Bank of Kigali Plc is an equal opportunities employer and is committed to the full inclusion of all qualified candidates. Women are encouraged to apply.
• Submit your CV to recruitment@bk.rw by 29th July 2024.