Sector: Finance and investment

Letshego Rwanda Limited (Letshego Rwanda) was established in Rwanda in 2004 and is a subsidiary of Letshego Holdings Limited (LHL), a pan Africa financial services group that is headquartered in Gaborone. LHL is the largest indigenous BSE-quoted company with a current market capitalisation in excess of BWP 5 billion (US$ 500 million) that places it in the top 40 sub-Saharan Africa companies (excluding-South Africa). Since inception Letshego Rwanda has been operating as a regulated credit only microfinance company. In 2013, Letshego Rwanda obtained a deposit-taking microfinance licence from the National Bank of Rwanda. 

Website: http://www.letshego.com

JOB ADVERT

Letshego Holdings Limited was incorporated in 1998; it’s headquartered in Gaborone and has been publicly listed on the Botswana Stock Exchange (BSE) since 2002. It is an inclusive finance focused group with consumer, micro-lending and deposit-taking subsidiaries across sub-Saharan Africa.

An opening has arisen within Letshego Rwanda Limited LRL for the below-mentioned position. This role is tenable at LRL. The incumbent will serve as a key member of the Country Management Team (CMC). The requirements of the role are outlined below:

POSITION: Head of Risk & Compliance

• Reports to: Chief Executive Officer.

• Location: Head Office ( KIGALI RWANDA)

Purpose of the Job:

The Head of Risk and Compliance will provide strategic leadership in developing, implementing, and maintaining the Letshego Rwanda’s risk management and compliance frameworks. The role ensures that all business activities are conducted in line with regulatory requirements, internal policies, and risk appetite, while safeguarding the Company’s assets, reputation, and stakeholders’ interests. The position is responsible for driving a strong risk culture, ensuring proactive identification, assessment, and mitigation of risks, and fostering regulatory compliance to support sustainable growth of Letshego Rwanda Plc.

Key Accountabilities:

• Develops and implements country-wide risk management function, establishing unambiguously defined risk appetite 
• Establishes a country risk management framework consisting of adequate controls, compliance policies, processes and methods to assess overall and business unit risk profiles.
• Implements and maintains a sound enterprise-wide integrated risk management governance framework. 
• Oversees the country's operational, credit, market/business, including compliance to the risk management framework.
• Measures country risk and provides analytical support to business lines in risk measurement, modelling, and reporting.
• Oversees and manages Anti-Money Laundering Financing control activity in all relevant business areas to establish a reasonable threshold level of control consistency 
• Identifies known and emerging risks, including measuring, monitoring and reporting on the risk profile.
• Facilitates the maintenance of country risk corporate policies, including credit, operational risk, compliance, security and portfolio valuation, information security, physical security, business continuity planning, and limit breaches. 
• Provide independent and objective risk analyses in conjunction with critical strategic and operational decisions.
•  Ensures line managers take direct ownership of critical risks. 
• Implement the strategies and policies approved by the Board, develop processes that adequately identify, measure, monitor and control Risks faced by the institution

Experience and Qualifications Required:

• Bachelor’s degree in finance, accounting, economics, risk management, business administration or legal
• Master’s Degree would be an added advantage
• At least 5 years of experience across risk management, policies and regulations in financial/banking sector
• 3 years in senior management role
• Demonstrated capacity to translate commercial strategies into risk profiles and risk assessments
• Demonstrated ability to build strong network with regulatory bodies and government authorities
• Strong background in credit risk.
• International certifications in Risk management, such as CIRM, CRCM, ICM, or equivalent.
• Strong understanding of financial/,banking sector regulations market trends and developments
• Strong understanding of Enterprise Risk and strategic implications on business i.e. Credit, Operational, Liquidity, Market, 
• Understanding or exposure to IFRS9 credit classifications and ECL model use
• Strong knowledge on portfolio risk management techniques, (e.g. loan books, deposit quality, credit lines)
• Strong understanding of operational risk, (e.g. transformation risk assessment, HC / IT risks identification)
• Proven experience in implementing and managing Enterprise Risk Management strategy and governance, risk and compliance activities 
• Practical knowledge of consumer and commercial lending origination, portfolio management strategies, pension plan investments and capital markets including but not limited to money markets, securitization, fixed income and interest rate markets and associated risks 
• Strong understanding of regulatory requirements, expectations and business impacts.
• Excellent leadership skills in building, developing and managing a strong team
• Ability to delegate to achieve right level of involvement on day-to-day decisions
• Excellent problem solving skills (i.e. problem definition & structuring, analysis definition, insight generation & recommendation generation)
• Excellent communication skills 
• Ability to supervise and manage multiple projects at the same time
• Ability to work with shared leadership and in cross-functional teams

Embrace the Group uniquenesses

The job holder shall, at all times embrace Group uniqueness’s set out below:

• Simple - Straight forward and uncomplicated
• Appropriate - Relevant and suitable
• Accessible - Welcoming and consistent
• Ethical - Honest and principled
• Responsive - Receptive and compassionate
• Inclusive - Embracing and proactive

Essential and Desired Competencies

Deadline:Thursday, 16th October 2025

The selection process will be conducted on a rolling basis. Letshego Rwanda reserves the right to close this advertisement once a suitable candidate has been identified.

How to apply:

Send your Application that includes; Cover letter, CV & Academic documents  to  rw_recruitment@letshego.com 

Must put the position you are applying for in the subject line.

Only Shortlisted candidates will be invited for interviews.

Approved by:

Mbuso Dlamine

Chief Executive Officer