Credit Administration Officer

Credit Administration Officer (1).

Job Purpose: To evaluate credit applications for subsequent disbursements on existing approved composite line and mortgages. Identify loan issues and follow-up with Credit Operations and IT department for the resolution. Validate approved loans list to be charged-off before being sent to Credit Operations for Charge-off.

Main Responsibilities:

• Ensure compliance with Bank credit policies, and regulatory requirements and best practice in the appraisal process with a view to minimizing credit risk.

• Ensure compliance with service standards as per SLA terms to support business growth and minimize the TAT.

• Review and submit the recommendation to the Supervisor on the credit applications for subsequent disbursements on Mortgage Loans, Invoice Discount Finance, Local Purchasing Order and Bank Guarantees under the existing

• approved composite line.

• Manage stakeholder relationships; corporate, Retail, Credit, Legal and IT departments.

• Proactiely analyze in the core banking system (T24) the loans issues and raise them to Credit Operations and IT for the resolution.

• Check and validate approved list to be charged off before being sent to Credit Operations for Charge-off.

• Ensure accuracy and timeliness in the completion of all Credit administration processing.

Daily Responsibilities:

• Provide the decision on the subsequent disbursement requests that assigned to self by the line managers.

• Follow up with the IT and Credit Operations for all loans with irregularities for corrections

• Working closely with the consultants on the proposed change in the CBS and analysis to develop or modify information systems.

• Build strong business relationships with Credit Administration stakeholders (Corporate, Risk, Credit and Audit departments (Internal and External as well as BNR inspectors).

• Submit daily/weekly/monthly report of all loans approved & disbursed and related TAT

Educational qualifications and work experience:

• Bachelor’s degree in business/finance/accounting

• Possession of Professional Qualifications in banking is an added advantage.

• Minimum Two (2) years of experience.

• Team Leadership, Credit Operations, and General Banking