Specialist, Risk and Fraud Mitigation

About MTN

Mobile Money Rwanda Limited is focused on attracting, recruiting, developing, and retaining professionals that contribute meaningfully to our mission of making our customers’ lives a whole lot BRIGHTER.

We are an equal employer with a strong culture that looks forward to and encourages creative thinking and innovation while remaining at the forefront of the latest technology and trends.

Mobile Money Rwanda Limited is therefore Internally and Externally recruiting a highly competent and self-motivated individual for the position below. 

Mission/Core purpose of the Job

To perform a comprehensive assessment of risks impacting the company. This includes evaluating both inherent and residual risk exposures, identifying emerging risks, and assessing the effectiveness of existing controls. Providing actionable, risk-based recommendations aimed at mitigating risks and supporting the development and implementation of appropriate risk mitigation strategies, control enhancements, and monitoring mechanisms. Timely execution of risk responses and alignment with the company’s risk appetite, regulators’ requirements, and enterprise risk management (ERM) framework.

Key Performance Areas

• Support the delivery and rollout of AML/CTF and fraud monitoring systems for compliance projects and platform upgrades, ensuring alignment with regulatory requirements and internal policies.
• Collaborate with Technology, Product, Risk, and external vendors to define AML/CTF requirements and fraud management, trends and ensure they are accurately incorporated into system changes.
• Participate in the design, testing, and deployment of enhancements to AML and fraud monitoring systems, including transaction monitoring, screening, reporting, and case management platforms.
• Develop, tune, and maintain AML and fraud transaction monitoring scenarios, thresholds, and risk models.
• Design data-driven detection methodologies using statistical analysis, machine learning techniques, and behavioural analytics.
• Continuously evaluate model effectiveness through back-testing, model validation, and KPI monitoring.
• Conduct User Acceptance Testing (UAT), validate system behaviour, and ensure defects are resolved before go live.
• Monitor the effectiveness and operational impact of platform updates, recommending adjustments where necessary.
• Transform complex data into actionable insights to support AML strategy and investigations.

• Build dashboards, automated reports, and data visualization tools for AML and fraud prevention purposes and reports to management.
• Ensure data quality, completeness, and integrity across all AML and fraud prevention systems and data sources.
• Partner with technology teams to ensure proper data pipelines, architecture, and analytics tools are in place.
• Identify false positives and design optimization initiatives to improve alert relevance.
• Conduct periodic scenario performance reviews and propose enhancements to reflect customer behaviour changes.
• Introduce new rules or analytical approaches based on risk assessments, thematic reviews, or regulatory expectations.
• Establish a risk-based approach to Customer Due Diligence (CDD) at onboarding and ongoing monitoring of customer activities; establish internal procedures to ensure that suspicious activity is reported in accordance with requirements prescribed by local laws and regulations;
• Build performance monitoring dashboards to support business operations in real time and identify patterns, trends, anomalies, and actionable insights to support strategic and operational decision-making.

Experience

• Two or more years of relevant work experience in Fintech, Financial Services, Insurance, Banking, Risk Consulting, Governance, Risk & Controls management
• Experience with IFRS, Corporate Governance (King 4) and the COSO 2013 Internal Control Framework
• Knowledge of e-commerce and electronic payment business is advantageous
• Understanding various international risk management and business continuity standards

Education Background

• Minimum of a 4-year tertiary degree in Data Science, statistics, Computer Science, Mathematics, Economics, or a related field.
• Professional Certifications in Compliance Management, Risk Management, etc.: (ACAMS, ACCAPA, Certified Fraud Examiner, Certified Risk and Compliance Management professional, ISO 31000 Risk Manager, (CA), (CFA), (FRM) is preferable.

How To Apply

All interested candidates are requested to apply through the MTN website and submit their updated curriculum vitae with copies of notified academic credentials no later than 22^nd April 2026. MTN Website portal: https://www.mtn.co.rw/careers/

We strongly encourage applications from women and/or individuals with disabilities.

Note: Should you not hear from us within 14 (fourteen) days from the closing date of this advertisement, you may consider your application unsuccessful. If you encounter any issues when completing the application, reach out to Alozius.Mutamba@mtn.com (+250788319965)

At MTN Rwandacell Plc, we are committed to safeguarding your data privacy. For more information, visit our website to read our job applicants' privacy notice that explains how we collect, use, disclose, and protect your personal data at https://www.mtn.co.rw/privacy-notice-for-job-applicants/