Business Banker - Rubavu

Job Purpose

The job role is responsible for developing and maintaining Business (SME) Account Relationships to increase quality and profitable Deposits and Loans Portfolio and increase cross-selling of bank’s products to grow NFI and increased products per customer.

Main Responsibilities

• Grow number of SME accounts and cross-sell digital products
• Manage SME relationships and overseeing transactions in order to minimize the dormancy rate and overdrawn accounts.
• Resolve customer’s enquiries and complaints to improve reduce CES and increase the bank’s NPS.
• Process SME Credit Applications within stipulated T.A.T
• Monitoring SME Credit Facilities to ensure minimum Portfolio at Risk (PAR)
• Prepare Periodic Reports on overdrawn accounts, dormant accounts, and Loan pipeline and performance.
• Check the Authenticity of application documents and SME customer’s information in the bank systems (CBS, CQ, Cregora, etc.) to Ensure KYC and A.M.L
• Perform and drive growth by conducting relationship-building conversations to identify customer’s banking needs, ensuring customer usage of a minimum of three bank products per customer, outbound calls, and acquiring, deepening, and retaining customer relationships within branch/SME portfolio.
• Cultivate relationships with other departments and stakeholders to obtain and provide support customers.
• Ensure all customers feel understood, informed, and confident in the bank and products/services offered.

Daily Responsibilities.

• To prepare daily, weekly, and monthly SME performance report
• To meet, identify and evaluate customers or prospects' financial needs to mobilize new accounts, deposits and quality loans.
• To monitor the utilization of drawn facilities and prevent migration to NPL and overdrawn accounts.
• Capture SME business credit applications in Credit Quest.
• Mobilize deposits
• Make customer’s business (prospects, existing, agents, merchants and partners) call visits.
• Biashara Club Management and growth
• Receive and resolve customer’s complaints and enquiries.

Educational qualifications and work experience:

• Bachelor's level degree in any Business-related field.
• Professional Qualification in banking is an added advantage.
• Master’s in Business Administration is an added advantage.
• 3 years Minimum experience in Sales and Relationship Management, 3 Years in General Banking and 3 years in Credit Appraisal &Lending.

Deadline :April 29th, 2026