Credit Reporting Officer

Credit Reporting Officer (1).

Job Purpose: This position is responsible for reporting on the day-to-day performance of credit facilities, by providing on a regular basis with the appropriate portfolio report and ensuring these are submitted to internal and external stakeholders in line with their requirements.

Main Responsibilities:

• Generates and maintains loan credit reports for presentation to the Management, and provides monthly reports on the same, in accordance with the credit policy and BNR regulations.

• Preparation of all the bank and statutory returns reports in an accurate and timely manner, upholding adherence to internal and statutory reporting calendars.

• Preparation of credit reports to be submitted to BNR and CRB on a weekly, monthly, and quarterly basis; ensure compliance with regulatory requirements and avoid incidences leading to penalties from BNR.

• Perform portfolio risk management by continuous follow-up of sectoral concentrations, Single Obligor Limits, etc.

• Prepare required reports indicating the bank’s loans status for submission to the management on monthly basis.

• To assist borrowing customers in all their queries relating to outstanding credit obligations

• To ensure CRB Update, correction and reports are timely done.

• Ensure satisfactory audits by facilitating internal, external, and central bank audits, timely closure of all credit risk reviews, internal & external audits, and central bank review findings.

Daily Responsibilities:

• To provide feedback to the different Business Units, management and external partners for all enquiries relating to the Loan portfolio

• To prepare Credit returns and reports for Regulator and submit them in line with regulatory requirements on a timely manner.

• To tackle irregularities and advise on remedial actions.

• To liaise with the KCB Group Credit Department for all matters relating to the Loan portfolio reports.

Educational qualifications and work experience:

• Bachelor’s degree in business/finance/accounting

• Possession of Professional Qualifications in banking is an added advantage.

• Minimum Two (2) years of experience.

• Team Leadership, Credit Monitoring & Reporting, and General Banking.