Equity Bank Rwanda |
Type: Job
Published: 2024-11-06 | Deadline: 2024-11-12
CAREER OPPORTUNITIES AT EQUITY BANK.
Equity Bank is one of the region’s leading Banks whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern, inclusive
nancial services that maximize their opportunities. With a strong footprint in Rwanda, Kenya, Uganda, Tanzania, DRC and South Sudan, Equity Bank is home to more than 20 million customers – the largest customer base in Africa. Currently Equity Bank Rwanda PLC is seeking a competent individual to serve in the role of Micro Banking-Assistant Manager.
MICRO BANKING - ASSISTANT MANAGER
Job Purpose
Reporting to the Senior Relationship Manager, the RM- Micro Banking has the responsibility to ensure optimum customer acquisition, retention, and income generation from sales of all. Appropriate Assets, Liability and Cash Management products of the Bank, Best Class Relationship Management with Micro-Strengthening the bank’s brand in the Micro Market (Women, Youth, Agriculture, Trade and Retail and Drive the digitization journey of existing and new Micro Customers to ensure a high uptake on the Bank’s digital solutions).
Key Duties & Responsibilities
- To identify and develop a target pipeline and aggressively market for new pro table Micro customers from the identi ed target sectors.
- Manage key customer relationships through regular contacts and visits by ensuring the e ective call program is maintained on all assigned and prospect customers.
- Ensure compliance to Know Your Customer (KYC) and Anti Money Laundering (AML) requirements in all dealings with existing and potential customers.
- Maintain high professional standards and strive to provide quality services and competitive pricing to clients.
- Sell Bank Digital products and on-board existing and new customers on Bank digital platforms,
- Originate high quality Credit memos and ensure the Credit Risk is well assessed and mitigated prior to submission to Credit Approval Authorities within the Approved TAT.
- Ensure Micro Portfolio accountability, Monitoring and Quality of Assets is enhanced from origination and after disbursement (Reminders & Warning letters on NPLs, Insurance renews, Deferrals, etc.).
- Deliver set targets as per KPIs for Deposits, Risk Assets, Transactions, Digital products consumption by micro customers, Revenue, and the e ective management of customers.
- Proactively research market and client related aspects and communicate information obtained through Market Intelligence Reports to pre-empt business risks and opportunities.
Qualification, Experience, Skills and Attributes
- Bachelor’s degree in a Business-related field
- Minimum of 3 years’ experience working in banking sector with at least 2 years of experience in credit analysis and/or sales
- Thorough knowledge of banks policies & procedures.
- Strong analytical skills to interpret and evaluate financial statements
- Good understanding of the banking industry
- Relationship Management skills
- Knowledge of BNR prudential guidelines
- Strong knowledge of the AML and KYC policy guidelines
- Knowledge of Bank’s customer segments, product types and tari s
- Excellent Communication Skills, Both Verbal and Written
- Sound judgment
- Adaptable to Change
- Driven to Achieve Results
- Action Planning, and Prioritization Skills
- Ability to Work with a Team.
Only applicants who meet the above criteria will be shortlisted.
If you meet the above requirements, we kindly invite you to submit your application quoting the job opportunity you are applying for to the email address below by 12th November 2024. Please include detailed Curriculum Vitae, copies of the relevant certi cates, testimonials, and daytime telephone contact and email address. Only short-listed candidates will be contacted.
Email to: jobsrwanda@equitybank.co.rw
Equity Bank is an equal opportunity employer. We value the diversity of individuals, ideas,
perspectives, insights, values and what they bring to the workplace.