CAREER OPPORTUNITIES AT EQUITY BANK.

Equity Bank is one of the region’s leading Banks whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern, inclusive

 nancial services that maximize their opportunities. With a strong footprint in Rwanda, Kenya, Uganda, Tanzania, DRC and South Sudan, Equity Bank is home to more than 20 million customers – the largest customer base in Africa. Currently Equity Bank Rwanda PLC is seeking a competent individual to serve in the role of Micro Banking-Assistant Manager.

MICRO BANKING - ASSISTANT MANAGER

Job Purpose

Reporting to the Senior Relationship Manager, the RM- Micro Banking has the responsibility to ensure optimum  customer  acquisition,  retention, and income  generation  from sales of all. Appropriate   Assets,  Liability   and  Cash  Management   products   of  the  Bank,  Best  Class Relationship  Management  with Micro-Strengthening  the bank’s brand in the Micro Market (Women, Youth, Agriculture, Trade and Retail and Drive the digitization journey of existing and new Micro Customers to ensure a high uptake on the Bank’s digital solutions).

Key Duties & Responsibilities

• To identify and develop a target pipeline and aggressively market for new pro table  Micro customers from the identi ed target sectors.
• Manage key customer relationships through  regular contacts and visits by ensuring  the e ective call program is maintained on all assigned and prospect customers.
• Ensure  compliance  to  Know Your  Customer  (KYC)  and  Anti  Money  Laundering   (AML) requirements in all dealings with existing and potential customers.
• Maintain high professional standards and strive to provide quality services and competitive pricing to clients.
• Sell  Bank  Digital  products  and  on-board  existing  and  new  customers  on  Bank  digital platforms,
• Originate  high  quality  Credit  memos  and  ensure  the  Credit  Risk is well  assessed  and mitigated prior to submission to Credit Approval Authorities within the Approved TAT.
• Ensure Micro Portfolio accountability, Monitoring and Quality of Assets is enhanced from origination  and  after disbursement  (Reminders  & Warning  letters  on  NPLs,  Insurance renews, Deferrals, etc.).
• Deliver  set targets  as per KPIs for Deposits,  Risk Assets, Transactions,  Digital  products consumption by micro customers, Revenue, and the e ective management of customers.
• Proactively  research  market  and  client  related  aspects  and  communicate  information obtained    through    Market   Intelligence    Reports   to   pre-empt   business    risks   and opportunities.

Qualification, Experience, Skills and Attributes

• Bachelor’s degree in a Business-related field
• Minimum  of  3  years’ experience  working  in  banking   sector  with  at  least  2  years  of experience in credit analysis and/or sales
• Thorough knowledge of banks policies & procedures.
• Strong analytical skills to interpret and evaluate  financial statements
• Good understanding of the banking industry
• Relationship Management skills
• Knowledge of BNR prudential guidelines

• Strong knowledge of the AML and KYC policy guidelines
• Knowledge of Bank’s customer segments, product types and tari s
• Excellent Communication  Skills, Both Verbal and Written
• Sound judgment
• Adaptable to Change
• Driven to Achieve Results
• Action Planning, and Prioritization Skills
• Ability to Work with a Team.

Only applicants who meet the above criteria will be shortlisted.

If you meet the above requirements, we kindly invite you to submit your application quoting the job opportunity you are applying  for to the email address below by 12th November 2024. Please include detailed Curriculum Vitae, copies of the relevant certi cates, testimonials, and daytime telephone contact and email address. Only short-listed candidates will be contacted.

Email to: jobsrwanda@equitybank.co.rw

Equity Bank is an equal opportunity  employer. We value the diversity of individuals,  ideas,

perspectives, insights, values and what they bring to the workplace.