Job Title: Financial Analyst
Administrative Unit: Office of the Chief Strategy Officer
Report to: Chief Strategy Officer
Tasks
Portfolio Financial Monitoring and Analysis
- Monitor the financial performance of portfolio companies and projects, including revenue, costs, cash flow, liquidity, profitability, and overall financial sustainability.
- Review financial statements, management accounts, budgets, bank statements, sales information, and other investee reports to assess performance against approved plans.
- Prepare variance, scenario, repayment-capacity, and other financial analysis to explain performance and support management decisions.
Disbursement and Compliance Tracking
- Track approved amounts, disbursements, outstanding commitments, tranche conditions, milestones, and budget utilization across the portfolio.
- Review investee requests for tranche release and confirm that relevant financial, operational, reporting, and contractual conditions have been met before escalation for approval.
- Flag delays, documentation gaps, budget overruns, implementation bottlenecks, or potential misuse of funds and support timely follow-up.
Repayment, Recoverability, and Risk Management
- Maintain repayment and recovery schedules for recoverable grants, concessional debt, equity, and other applicable instruments.
- Assess repayment capacity and identify early warning signs, including cash-flow pressure, missed milestones, delayed reporting, covenant breaches, or declining business performance.
- Maintain the portfolio risk register and support corrective action, enhanced monitoring, restructuring, or recovery proposals for underperforming investments.
Portfolio Reporting and Data Management
- Develop and maintain concise portfolio dashboards covering financial performance, exposure, disbursement, recovery, risk, milestones, and instrument mix.
- Prepare periodic reports, briefing notes, investment performance summaries, and decision materials for management, governance bodies, and development partners.
- Ensure portfolio data is complete, accurate, reconciled with finance and legal records, and supported by well-organized, audit-ready documentation.
Due Diligence and Investee Support
- Support financial due diligence on new and follow-on financing opportunities by reviewing business models, budgets, projections, funding needs, co-financing, and repayment potential.
- Help translate approved investment conditions into practical reporting templates, financial indicators, milestone trackers, and monitoring plans.
- Engage investees and technical assistance providers to strengthen financial management, cash-flow planning, pricing, reporting, fundraising readiness, and business performance.
Internal Coordination and Process Improvement
- Coordinate with Finance, Legal, M&E, ESG, Program, and Strategy teams on portfolio reviews, disbursements, contractual obligations, impact reporting, and risk escalation.
- Support audits, donor reviews, evaluations, portfolio review meetings, and information requests relating to Ireme Invest investments.
- Contribute to the improvement and digitization of portfolio tools, procedures, dashboards, risk registers, and institutional knowledge.
Job Specifications/Profile
Relevant Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, Business Administration, Investment Management, Development Finance, or a related field. A relevant master’s degree or professional qualification is an advantage.
Required Experience
- At least three years of relevant experience in financial analysis, portfolio monitoring, credit or investment analysis, accounting, financial advisory, development finance, SME finance, or fund/program financial management.
- Demonstrated experience reviewing financial statements, budgets, projections, cash flows, financial models, repayment capacity, and business performance data.
- Experience with grants, recoverable grants, loans, equity, blended finance, SME portfolios, donor-funded facilities, or catalytic finance programs is an advantage.
- Strong proficiency in Microsoft Excel is required. Experience with Power BI, accounting systems, databases, CRM tools, or portfolio management systems is an advantage.
Required Competencies
- Strong financial analysis, modelling, budgeting, forecasting, variance analysis, and portfolio monitoring skills.
- Ability to translate complex financial information into clear recommendations for financial and non-financial audiences.
- Excellent attention to detail, sound judgment, integrity, and ability to handle sensitive commercial information confidentially.
- Strong organization and data-management skills, with the ability to maintain accurate trackers, files, dashboards, and reporting records.
- Collaborative working style and ability to engage effectively with investees, advisors, development partners, and multidisciplinary internal teams.
- Knowledge of climate finance, green economy sectors, private sector development, impact investing, ESG, and Rwanda’s entrepreneurial ecosystem is an advantage.
- Proactive, solution-oriented, and able to work independently while escalating material risks and decision points promptly.
